Recover What Your Insurance Actually Owes You
Your insurer knows your policy better than you do. Shielded fixes that. Upload your policy and the adjuster's estimate — our AI shows where the offer falls short and drafts the rebuttal.
No signup to see your result · Cancel anytime
$17,800
Example: settled above the adjuster's first offer
$14,500
Example: gap the AI caught in an adjuster's scope
~90s
To see what your policy actually owes
Figures are illustrative examples, not a guarantee of recovery. Results vary by policy and claim.
How Shielded works
Upload your documents
Your insurance policy and the adjuster's estimate. That's all the AI needs to start.
See your gap
Shielded reads both, flags underpaid and missing line items, and shows what your policy actually owes.
Get your rebuttal
Premium drafts the negotiation letter, benchmarks comparable settlements, and tracks your deadlines.
Denied or underpaid? Start with your claim type
Every state, every major property and casualty claim.
Start free. Upgrade when a claim hits.
Your first policy analysis is always free — no credit card required.
Free
Get your full policy analysis at no cost.
$0 forever
- ✓AI policy analysis (1 policy)
- ✓Coverage score + risk flags
- ✓Plain-English summary
- ✓Downloadable risk report
Basic
For businesses who want ongoing claim readiness.
$50 / month
- ✓Unlimited policy re-analysis
- ✓Claims guidance + checklists
- ✓Documentation vault
- ✓Deadline tracker + reminders
- ✓Email support
Premium
For active claims — the full advocacy toolkit.
$150 / month
- ✓Everything in Basic
- ✓Settlement benchmarking
- ✓AI negotiation drafts (unlimited)
- ✓Clause-level rebuttal generator
- ✓Priority support
Enterprise
Multi-client dashboards for brokerages.
Custom
- ✓Multi-business dashboard
- ✓White-labeled reports
- ✓Broker referral program
- ✓API + data export
- ✓Dedicated success manager
Your first policy analysis is free. No credit card. No account needed to see results — upgrade only if you want to fight a claim.
Are you an attorney?
Use Shielded to analyze policies, find underpayments, and draft demand letters for your clients — in minutes, not hours.
Frequently asked questions
How does the free analysis work?
Upload your insurance policy and the adjuster's estimate. Shielded reads both, identifies your coverage type, flags missing or underpriced line items, and shows the estimated gap between the offer and what your policy owes — in about 90 seconds.
Is Shielded a lawyer or public adjuster?
No. Shielded is a self-help analysis and document tool. It does not provide legal advice, is not a law firm, and is not a licensed public adjuster. It helps you understand and document your own claim.
How much does it cost?
Your first policy analysis is free — no credit card required. Basic ($50/month) adds ongoing claim readiness — unlimited re-analysis, checklists, a documentation vault, and deadline tracking. Premium ($150/month) is the full advocacy toolkit for active claims — settlement benchmarking, unlimited AI negotiation drafts, and the clause-level rebuttal generator. Enterprise (custom) is for brokers managing multiple clients.
What kinds of claims does it handle?
Property and casualty claims — homeowners, roof, water, fire, storm and hurricane, auto, and business interruption — whether denied outright or underpaid.
Don't accept the first number
See what your insurer actually owes you in 90 seconds. Free.
Run my free claim analysis →Shielded is a self-help analysis and document tool — not a law firm or licensed public adjuster, and it does not provide legal advice.